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5 Steps to Save for the Perfect Wedding Ring

10 mins read time
5 Steps to Save for the Perfect Wedding Ring

Getting married is an exciting time in your life, but it can also be expensive. On top of wedding planning, budgeting for a wedding ring may seem overwhelming. But, with a little planning and research, you can help avoid that. Finding a beautiful wedding ring that fits your budget and style isn’t out of reach. From a classic or modern ring, to a princess or oval cut, read on to learn the tips and tricks to finding the perfect wedding ring on a budget.  Take a look at Noemie's wedding collection to find a stunning ring that will last a lifetime and make your special day even more memorable.

#1 Decide What You Can Afford

When planning a wedding, the first step is to decide what you can afford before shopping for a ring. Start by setting a budget and determine what you can afford to spend on the ring, whether it is made with sterling silver or yellow gold. Once you have a budget in mind, it is time to start looking for the perfect ring.

So, how much are wedding rings? To you help understand the general price of a ring, browsing online is a great place to start to figure out the different costs based on the cut, carat, and styles. Some stores will also you to customize wedding rings. Noemie’s bridal rings collection offers a variety of beautiful ring options at different prices, so you can find something that fits within your budget. Explore a variety of diamond wedding bands in every price range so you can find something special that won’t break the bank. With a little bit of research, you can be sure to find the perfect ring that fits within your budget

#2 Set a Savings Goal

When it comes to wedding bands and promise rings, having a savings goal in mind that is realistic and achievable is key. Starting a savings goal early can help to ease the stress of getting your ring on time for the big day. It can also give you time to shop around to find the perfect ring at the right price.

Here are some tips and tricks for setting a realistic and achievable savings goal

1. Set a realistic budget

Review your current financial situation and decide what you can afford to save each month. Be honest with yourself about how much you can put aside, and don’t overcommit to something you won’t be able to afford. There are several wedding rings under 2K for you to choose from. 

2. Shop around for the best price

Take your time to shop around for different wedding rings and diamond engagement rings that fit within your budget. Noemie’s bridal collection offers a variety of beautiful rings at different price points, so you can find one that best fits your budget.

3. Have a backup plan

If your budget doesn’t quite stretch far enough, think of creative ways you can cut back on other expenses so that you can save more for the perfect eternity ring or wedding ring set. You could also consider asking family or friends if they can help out with the cost.

4. Plan for unexpected costs

Taxes, shipping fees, and insurance costs should fit into your budget as well. Unexpected costs can quickly add up, so it pays off to be prepared.  This is also one of the things you should consider if you're also planning on getting an affordable engagement ring.

Overall, setting a realistic savings goal and planning ahead can help you find the perfect budget wedding ring. With a bit of patience and research, you’ll find just the right wedding ring set at the right price!

#3 Start Saving Early

When it comes to affording a wedding ring, it’s important to start saving early. Having a plan for when you start and how much you’ll save is key to getting the ring of your dreams. According to a study conducted by LearnVest, couples who start saving three or more months before their wedding are three times more likely to have saved enough money for a ring than those who waited until the last minute. That’s why planning ahead is essential for having enough money for a wedding ring. 

Having a budget in mind is also important when starting to save for a beautiful ring. Determine what your ideal budget would be and start saving towards it. Once you have determined how much you can afford to spend, you can start looking at the rings that are within your price range. Many jewelers, such as Noemie, offer payment plans and financing options that can help you spread out payments over time and manage your budget more easily.

Saving for your wedding ring doesn’t have to be stressful. Planning ahead and doing your research will help you find the perfect ring that fits your budget. Start saving early and make sure that you have enough money to get the ring of your dreams.

#4 Shop Around for the Best Price

Finding the perfect wedding ring for a great price can be challenging, but it’s definitely worth the effort! Before committing to a purchase, make sure to shop around and do some research. Shopping online and browsing in-store options are both great ways to compare prices. 

When shopping for a ring, you'll want to pay attention to carats, quality, and customer testimonials.

Some brands have a variety of rings at different price points that may fit your budget. Noemie is a great example of this, offering beautiful wedding rings that are all below 1,000 and 2,000. For example, the Petite Diamond Band Ring, the Baguette Diamond Band,  0.20 Carat Diamond Half Eternity Ring.

No matter what you decide to spend on your wedding ring, make sure to compare prices and read reviews before making the final decision. Doing your research will help you find the perfect ring for the best possible price!

#5 Don't Forget About Insurance

Insuring your wedding ring or promise ring is an important step that shouldn't be overlooked when budgeting for it. Although the thought of having to insure a ring might not be an exciting prospect, it's an important one. Jewelry insurance can protect against theft, accidental damage, or loss due to events like floods, fires, and natural disasters. In addition, wedding jewelry insurance will also provide coverage in the event of mysterious disappearance.

The cost of jewelry insurance can vary depending on the type of wedding jewelry and the specific policy you choose. Generally speaking, insurance will cost between 1-2% of the jewelry's total value each year. Depending on your budget and needs, you may want to consider a policy with a higher deductible, which could lower your premium cost while still providing coverage in case of an emergency.

When looking for insurance policies, be sure to read through the fine print and determine what type of coverage you are getting for your money. It's also important to understand the claims process and if there are any additional requirements that must be met before you can receive benefits. Lastly, make sure to document your ring with a certificate of appraisal or photographs for use during the claims process.

Insuring your wedding ring is a smart decision and will provide peace of mind knowing that if something happens to your ring, you can replace it without taking too much of a financial hit. When setting your wedding ring or engagement ring budget, don't forget to include insurance in the total cost.

Find Your Perfect Wedding Band at Noemie 

When shopping for a diamond wedding band or promise ring, Noemie is the perfect place to find your dream ring. At Noemie, you can find high-quality and ethically sourced diamond and metal wedding bands. You can also find bands crafted with conflict-free diamonds and precious metals.

When budgeting for a wedding band, decide what you can afford, set a savings goal, start saving early, shop around for the best price, and don’t forget about insurance.

Noemie offers the best selection of wedding bands to fit any budget. With a wide selection of styles and stones, you can find the perfect ring that fits your style and price range. Their collection includes conflict-free diamonds and precious metals, as well as ethically sourced materials. Plus, their team of experts is always available to help you create a custom design, answer any questions or help you choose the dream ring. Whether you’re looking for something unique or a classic style, Noemie has it all!


  1. The Knot. Here's Exactly How to Save for an Engagement Ring. https://www.theknot.com/content/engagement-ring-budget-tips 
  2. Ring Concierge. 9 Expert Tips for How to Save Money on an Engagement Ring. https://ringconcierge.com/blogs/news/how-to-save-money-on-engagement-ring
  3. Ramsey Solution. How to buy an Engagement Ring: 5 Tips.  https://www.ramseysolutions.com/saving/how-to-buy-engagement-ring